Hutson, Inc.
Overview
Hutson, Inc. sponsors a self-funded health plan that covered 690 participants in plan year 2025, down 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 690 · prior year 761
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Hutson, Inc. Employee Benefit Plan, plan 501 (690 participants)
- Stop-loss carrier
- Berkshire Hathaway Specialty Ins Co.; Berkshire
- Broker compensation
- $144K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Berkshire | Stop-loss | 488 | $509K | — |
| Berkshire Hathaway Specialty Ins Co. | Stop-loss | 488 | $508K | $69K |
| The Lincoln National Life Insurance Company | Life, Long-term disability, VOL Life, VOL AD&D, Child Life | 653 | $351K | $60K |
| Delta Dental of Kentucky | Dental | 1,079 | $309K | $3K |
| Colonial Life & Accident Insurance Company | Life, Short-term disability, Cancer, MED Bridge, ACC | 40 | $33K | $4K |
| Medical Air Services Association, Inc. | MED Air Services | 210 | $29K | $6K |
| Teladoc | Teladoc | 500 | $19K | $3K |
| United Behavioral Health DBA Optum | EAP | 707 | $16K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 690 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Hutson, Inc.
- Sponsor EIN
- 61-1272226
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 61-1272226 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Hutson Inc. 401(k) Profit Sharing Plan
- Type
- 401(k) plan
- Participants
- 896
About this data
Source: Hutson, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Hutson, Inc..