Whatever It Takes Transmissions & Parts, Inc.

Shepherdsville, KY Wholesale tradeNAICS 423100

Self-funded health planPlan year 2025Renews January
501Participants+4% vs. prior year
$1.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#10 of 10Wholesale trade in KYBy participants

Overview

Whatever It Takes Transmissions & Parts, Inc. sponsors a self-funded health plan that covered 501 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
501 · prior year 482
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Whatever It Takes Transmissions & Parts Inc. Health Plan (standard), plan 501 (501 participants)
Broker compensation
$63K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
American United Life Insurance CompanyLife, Short-term disability, Long-term disability498$247K$29K
The Dental Concern, Inc.Dental, Vision287$210K$21K
Continental American Insurance CompanyAccident, Critical Illness, Hospital235$179K$12K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.2M/ year

Estimated prescription spend: 501 participants × $2,371 national average per member. Usually higher once dependents are counted.

$31K–$76K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$9K–$23K
Lower-cost therapeutic alternatives$13K–$28K
Generic pricing vs. actual cost$6K–$17K
PBM contract terms$3K–$9K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Whatever It Takes Transmissions & Parts, Inc.
Sponsor EIN
61-1356670
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 61-1356670 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Whatever It Takes Transmission & Parts, Inc. Esop
Type
Defined contribution plan
Participants
1,008

About this data

Source: Whatever It Takes Transmissions & Parts, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Whatever It Takes Transmissions & Parts, Inc..

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