International SOS Assistance, Inc.

Blue Bell, PA Professional servicesNAICS 541990

Self-funded health planPlan year 2025Renews January
1,773Participants+1% vs. prior year
$4.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#12 of 37Professional services in PABy participants

Overview

International SOS Assistance, Inc. sponsors a self-funded health plan that covered 1,773 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,773 · prior year 1,761
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
International SOS Benefit Plan, plan 501 (1,773 participants)
Stop-loss carrier
HCC Life Insurance Company
Broker compensation
$177K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
New York Life (life Insurance Company of North America)Life, HMO, Accidental Death and Dismemberment, Short-term disability1,544$1.6M$25K
Aetna Life Insurance CompanyMedical, Prescription drug, Dental, Vision340$1.6M$88K
HCC Life Insurance CompanyStop-loss1,099$1.2M$58K
Delta Dental of PennsylvaniaDental1,121$789K—
Eyemed Vision CareVision1,193$121K—
Ace Insurance CompanyAccidental Death and Dismemberment36$4K$706

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.2M/ year

Estimated prescription spend: 1,773 participants × $2,371 national average per member. Usually higher once dependents are counted.

$109K–$269K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$32K–$80K
Lower-cost therapeutic alternatives$47K–$98K
Generic pricing vs. actual cost$20K–$61K
PBM contract terms$11K–$32K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
International SOS Assistance, Inc.
Sponsor EIN
91-1501877
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 91-1501877 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
International SOS and the International SOS Group of Companies 401(k) Plan
Type
401(k) plan
Participants
1,313

About this data

Source: International SOS Assistance, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with International SOS Assistance, Inc..

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