K&l Gates LLP
Overview
K&l Gates LLP sponsors a self-funded health plan that covered 1,727 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,727 · prior year 1,862
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- K&l Gates Voluntary Employees' Beneficiary Association, plan 519 (1,727 participants)
- Broker compensation
- $676K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Dental, Vision | 3,956 | $4.5M | $218K |
| Unum Life Insurance Company of America | Short-term disability, Long-term disability | 2,066 | $4.3M | $141K |
| Cigna Health and Life Insurance Company | Medical, Dental | 165 | $1.4M | $102K |
| Provident Life and Accident Insurance Company | Disability | 145 | $1.1M | $198K |
| Ace American Insurance Company | Business Travel Accident | 3,581 | $58K | $12K |
| Health Advocate Solutions Inc. | Employee Assistance Program | 2,344 | $40K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,727 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- K&l Gates LLP
- Sponsor EIN
- 25-0921018
- Plan number
- 519
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 25-0921018 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- K&l Gates 401(k) Plan Alpha
- Type
- 401(k) plan
- Participants
- 2,173
About this data
Source: K&l Gates LLP's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with K&l Gates LLP.