Interpool, Inc. DBA Trac Intermodal

Princeton, NJ Transportation & logisticsNAICS 488990

Self-funded health planPlan year 2025Renews January
539Participants-9% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#7 of 8Transportation & logistics in NJBy participants

Overview

Interpool, Inc. DBA Trac Intermodal sponsors a self-funded health plan that covered 539 participants in plan year 2025, down 9% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
539 · prior year 592
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Interpool, Inc. Employee Health and Welfare Plan, plan 502 (539 participants)
Broker compensation
$48K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyDental, Long-term disability, Short-term disability, Life449$379K$13K
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability498$370K$14K
Equitable Financial Life Insurance Company of AmericaAccident, Critical Illness, Hospital225$132K$19K
Vision Service PlanVision383$66K$2K
Ace American Insurance CompanyAD&D439$4K$670

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 539 participants × $2,371 national average per member. Usually higher once dependents are counted.

$33K–$82K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$24K
Lower-cost therapeutic alternatives$14K–$30K
Generic pricing vs. actual cost$6K–$18K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Interpool, Inc. DBA Trac Intermodal
Sponsor EIN
13-3467669
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-3467669 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Trac Intermodal Retirement Savings Plan
Type
401(k) plan
Participants
739

About this data

Source: Interpool, Inc. DBA Trac Intermodal's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Interpool, Inc. DBA Trac Intermodal.

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