United States Cold Storage, Inc.
Overview
United States Cold Storage, Inc. sponsors a self-funded health plan that covered 4,122 participants in plan year 2025, up 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 4,122 · prior year 3,887
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- United States Cold Storage, Inc. Welfare Benefit Plan, plan 504 (4,122 participants)
- Stop-loss carrier
- Reliastar Life Insurance Company
- Broker compensation
- $683K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Short-term disability, Long-term disability, Life, Temporary Disability ASO, Accident, Family Medical Leave | 4,122 | $3.2M | $245K |
| Reliastar Life Insurance Company | Stop-loss | 3,918 | $3.1M | $315K |
| Vision Service Plan | Vision | 2,657 | $596K | $119K |
| Zurich American Insurance Company | AD&D | 4,266 | $12K | $3K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 4,122 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- United States Cold Storage, Inc.
- Sponsor EIN
- 11-1618557
- Plan number
- 504
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 11-1618557 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Uscs 401(k) Plan
- Type
- 401(k) plan
- Participants
- 4,628
About this data
Source: United States Cold Storage, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with United States Cold Storage, Inc..