ITC Federal LLC

Fairfax, VA Professional servicesNAICS 541511

Self-funded health planPlan year 2025Renews July
1,002Participants0% vs. prior year
$2.4MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#26 of 51Professional services in VABy participants

Overview

ITC Federal LLC sponsors a self-funded health plan that covered 1,002 participants in plan year 2025, about the same as the prior year. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,002 · prior year 1,002
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
ITC Federal LLC Wrap Employee Benefit Plan, plan 502 (1,002 participants)
Broker compensation
$89K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance CompanyMedical262$2.1M$16K
Reliance Standard Life Insurance CompanyDependent Life and Supplemental Life, Life, Long-term disability, Short-term disability, Voluntary Long Term Disability, Voluntary Short Term Disability, Voluntary Accidental Death & Dismemberme, Voluntary Accident Insurance, Voluntary Critical Illness, Voluntary Hospital Indemnity421$218K$50K
Delta Dental of VirginiaDental323$195K$20K
Stryden Inc.Vision299$19K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.4M/ year

Estimated prescription spend: 1,002 participants × $2,371 national average per member. Usually higher once dependents are counted.

$62K–$152K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$45K
Lower-cost therapeutic alternatives$26K–$55K
Generic pricing vs. actual cost$11K–$34K
PBM contract terms$6K–$18K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
ITC Federal LLC
Sponsor EIN
20-5581516
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-5581516 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
ITC Federal 401(k) Plan
Type
401(k) plan
Participants
1,529

About this data

Source: ITC Federal LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with ITC Federal LLC.

Request a correction · Methodology