JM Family Automotive LLC
Overview
JM Family Automotive LLC sponsors a self-funded health plan that covered 5,357 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 5,357 · prior year 5,181
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- JM Family Choice Plan, plan 503 (5,357 participants)
- Stop-loss carrier
- Cigna Health and Life Insurance Company and Affiliates
- Broker compensation
- $11K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Lincoln National Life Insurance Company | Life, Long-term disability | 4,211 | $6.2M | $11K |
| Metropolitan Life Insurance Company | Vision | 9,009 | $633K | — |
| Cigna Health and Life Insurance Company and Affiliates | Stop-loss | 9,590 | $834 | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 5,357 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- JM Family Automotive LLC
- Sponsor EIN
- 59-1390794
- Plan number
- 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 59-1390794 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- JM Family Associates' Retirement Plan
- Type
- Pension plan
- Participants
- 7,592
About this data
Source: JM Family Automotive LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with JM Family Automotive LLC.