Johnson and Johnson

New Brunswick, NJ ManufacturingNAICS 339900

Self-funded health planPlan year 2025Renews January
59,297Participants+2% vs. prior year
$140.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 76Manufacturing in NJBy participants

Overview

Johnson and Johnson sponsors a self-funded health plan that covered 59,297 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, long-term disability, severance, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
59,297 · prior year 58,133
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Johnson and Johnson Health and Welfare Plan, plan 601 (59,297 participants); Health Benefits for Employees of Puerto Rico, plan 634 (5,032 participants); J&j Group Health Benefits Plan for Certain Union Represented Employees, plan 569 (1,621 participants)
Broker compensation
$976K across insured contracts
MedicalLife insuranceDentalLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta DentalDental45,171$58.8M—
Metropolitan Life Insurance CompanyLife, AD&D, Short-term disability67,540$32.8M$508K
Prudential—32,738$16.0M$469K
Kaiser of California—913$13.0M—
Cigna International—452$3.1M—
Delta CareDental5,651$1.3M—
Hmsa—41$595K—
Cigna International Dental—379$208K—
Aetna DentalDental918$43K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$140.6M/ year

Estimated prescription spend: 59,297 participants × $2,371 national average per member. Usually higher once dependents are counted.

$3.7M–$9.0M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$1.1M–$2.7M
Lower-cost therapeutic alternatives$1.6M–$3.3M
Generic pricing vs. actual cost$675K–$2.0M
PBM contract terms$351K–$1.1M
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Johnson and Johnson
Sponsor EIN
22-1024240
Plan numbers
601, 634, 569
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 22-1024240 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Retirement Plan of Johnson and Johnson
Type
Pension plan
Participants
85,298

About this data

Source: Johnson and Johnson's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Johnson and Johnson.

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