Joseph T. Ryerson & Son, Inc.
Overview
Joseph T. Ryerson & Son, Inc. sponsors a self-funded health plan that covered 3,682 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,682 · prior year 3,416
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Ryerson Employee Benefit Plan, plan 501 (3,682 participants)
- Broker compensation
- $236K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Life, Accidental Death and Dismemberment | 3,682 | $5.5M | $228K |
| Dearborn Life Insurance Company | Vision | 2,938 | $346K | $8K |
| Delta Dental of Illinois | Dental | 3,187 | $134K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,682 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Joseph T. Ryerson & Son, Inc.
- Sponsor EIN
- 36-1717960
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 36-1717960 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Ryerson Savings Plan
- Type
- 401(k) plan
- Participants
- 4,059
About this data
Source: Joseph T. Ryerson & Son, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Joseph T. Ryerson & Son, Inc..