Mccain Foods USA Inc.

Oakbrook Terrace, IL ManufacturingNAICS 311400

Self-funded health planPlan year 2025Renews January
3,822Participants+2% vs. prior year
$9.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#30 of 122Manufacturing in ILBy participants

Overview

Mccain Foods USA Inc. sponsors a self-funded health plan that covered 3,822 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,822 · prior year 3,749
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Mccain Foods USA Employee Welfare Benefits Plan, plan 501 (3,822 participants)
Broker compensation
$65K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Minnesota Life Insurance CompanyLife3,503$2.0M$46K
Lincoln Life Insurance CompanyLong-term disability1,369$761K$19K
Vision Service PlanVision2,430$294K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$9.1M/ year

Estimated prescription spend: 3,822 participants × $2,371 national average per member. Usually higher once dependents are counted.

$236K–$581K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$69K–$172K
Lower-cost therapeutic alternatives$101K–$210K
Generic pricing vs. actual cost$43K–$130K
PBM contract terms$23K–$68K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Mccain Foods USA Inc.
Sponsor EIN
01-0338597
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 01-0338597 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Mccain Foods USA, Inc. Retirement Plan
Type
401(k) plan
Participants
6,871

About this data

Source: Mccain Foods USA Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mccain Foods USA Inc..

Request a correction · Methodology