JR. Davis Construction Company, Inc.

Kissimmee, FL ConstructionNAICS 237210

Self-funded health planPlan year 2025Renews April
1,135Participants+14% vs. prior year
$2.7MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#12 of 31Construction in FLBy participants

Overview

JR. Davis Construction Company, Inc. sponsors a self-funded health plan that covered 1,135 participants in plan year 2025, up 14% from the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,135 · prior year 998
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
JDC Health & Welfare Benefit Plan, plan 501 (1,135 participants)
Broker compensation
$476K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Colonial Life and Accident Insurance CompanyShort-term disability976$1.2M$355K
Sun Life Assurance Company of CanadaDental, Vision, Life, Long-term disability1,135$1.1M$120K
HealthjoyEmployee Assistance Program, Telehealth1,135——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.7M/ year

Estimated prescription spend: 1,135 participants × $2,371 national average per member. Usually higher once dependents are counted.

$70K–$172K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$20K–$51K
Lower-cost therapeutic alternatives$30K–$62K
Generic pricing vs. actual cost$13K–$39K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
JR. Davis Construction Company, Inc.
Sponsor EIN
59-2571763
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 59-2571763 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
JR. Davis Construction Company, Inc. 401(k) Plan
Type
401(k) plan
Participants
1,246

About this data

Source: JR. Davis Construction Company, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with JR. Davis Construction Company, Inc..

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