Just Born, Inc.
Overview
Just Born, Inc. sponsors a self-funded health plan that covered 564 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 564 · prior year 609
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Just Born, Inc. Employee Benefit Plan, plan 512 (564 participants)
- Stop-loss carrier
- Optum Health (unimerica Insurance Company); Avalon Insurance Company
- Broker compensation
- $199K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Avalon Insurance Company | Stop-loss | 490 | $1.1M | — |
| Prudential Insurance Company of America | Life, Short-term disability, Long-term disability | 573 | $1.1M | $199K |
| Preferred EAP | EAP | 619 | $20K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 564 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Just Born, Inc.
- Sponsor EIN
- 24-0625370
- Plan number
- 512
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 24-0625370 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Just Born, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Just Born, Inc..