K. Z., Inc.

Shipshewana, IN ManufacturingNAICS 336210

Self-funded health planPlan year 2024Renews January

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587ParticipantsFirst year on file

$1.4MEst. pharmacy spend / yrParticipants × national avg.

Jan 2027Next renewalPlan year begins January 1

#81 of 93Manufacturing in INBy participants

Overview

K. Z., Inc. sponsors a self-funded health plan that covered 587 participants in plan year 2024. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, short-term disability, long-term disability, death benefits.

Plan type: ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants: 587
Plan year: Begins January 1 · next renewal January 2027
Health plans filed: K. Z., Inc. Health and Welfare Benefit Plan, plan 501 (587 participants)
Broker compensation: $24K across insured contracts

MedicalLife insuranceShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

Carrier	Coverage	Covered	Premium	Broker comp
EMC National Life	Life	553	$138K	$17K
Reliance Standard Life Insurance Company	Short-term disability, Long-term disability	105	$60K	$7K
Allone Health EAP, LLC	Employee Assistance Program	582	$9K	—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 587 participants × $2,371 national average per member. Usually higher once dependents are counted.

$36K–$89K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$26K

Lower-cost therapeutic alternatives$15K–$32K

Generic pricing vs. actual cost$7K–$20K

PBM contract terms$3K–$10K

The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing: Form 5500 with Schedule A, plan year 2024
Plan sponsor: K. Z., Inc.
Sponsor EIN: 35-1268538
Plan number: 501
Filed with: U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 35-1268538 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: K. Z., Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with K. Z., Inc..

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