Vanguard National Trailer Corporation

Monon, IN ManufacturingNAICS 336210

Self-funded health planPlan year 2025Renews June
612Participants+56% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Jun 2027Next renewalPlan year begins June 1
#79 of 93Manufacturing in INBy participants

Overview

Vanguard National Trailer Corporation sponsors a self-funded health plan that covered 612 participants in plan year 2025, up 56% from the prior year. The plan year starts in June. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
612 · prior year 392
Plan year
Begins June 1 · next renewal June 2027
Health plans filed
Vanguard National Trailer Corporation Employee Benefits Plan, plan 501 (612 participants)
Stop-loss carrier
Partnerre America Insurance Co.
Broker compensation
$36K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Partnerre America Insurance Co.Stop-loss358$373K$26K
Life Insurance Company of North AmericaLife, AD&D260$63K$9K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 612 participants × $2,371 national average per member. Usually higher once dependents are counted.

$38K–$93K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$28K
Lower-cost therapeutic alternatives$16K–$34K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning June 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Vanguard National Trailer Corporation
Sponsor EIN
71-0944512
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 71-0944512 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Vanguard National Trailer Inc. 401(k) Savings Plan
Type
401(k) plan
Participants
695

About this data

Source: Vanguard National Trailer Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Vanguard National Trailer Corporation.

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