Kaiser Aluminum Fabricated Products, LLC

Franklin, TN ManufacturingNAICS 331310

Self-funded health planPlan year 2025Renews January
3,699Participants+1% vs. prior year
$8.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 54Manufacturing in TNBy participants

Overview

Kaiser Aluminum Fabricated Products, LLC sponsors a self-funded health plan that covered 3,699 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,699 · prior year 3,657
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Kaiser Aluminum Investments Company Consolidated Welfare Benefits Plan, plan 598 (3,699 participants)
Stop-loss carrier
Anthem Blue Cross Life and Health Insurance Company
Broker compensation
$722K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilitySeveranceOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Rxbenefits, Inc.Prescription drug3,356$17.6M—
Life Insurance Company of North AmericaShort-term disability, Long-term disability, Life, Accident, Hospital5,397$4.4M$586K
Delta Dental of CaliforniaDental3,331$2.2M$40K
Anthem Blue Cross Life and Health Insurance CompanyStop-loss3,333$2.0M—
Kaiser Foundation Health Plan Inc.Medical, HMO55$1.6M$34K
Humana Insurance CompanyMedical, Prescription drug110$529K$27K
Eyemed Vision CareVision2,097$274K—
Kaiser Foundation Health Plan of WashingtonMedical47$259K$6K
Life Insurance Company of AmericaCritical Illness249$96K$28K
Life Insurance of North AmericaLong-term disability125$600—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$8.8M/ year

Estimated prescription spend: 3,699 participants × $2,371 national average per member. Usually higher once dependents are counted.

$228K–$562K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$67K–$167K
Lower-cost therapeutic alternatives$97K–$203K
Generic pricing vs. actual cost$42K–$126K
PBM contract terms$22K–$66K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Kaiser Aluminum Fabricated Products, LLC
Sponsor EIN
56-2553181
Plan number
598
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 56-2553181 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Kaiser Aluminum Fabricated Products, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Kaiser Aluminum Fabricated Products, LLC.

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