Louisiana-Pacific Corporation

Nashville, TN ManufacturingNAICS 321210

Self-funded health planPlan year 2025Renews January
2,872Participants-3% vs. prior year
$6.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#7 of 54Manufacturing in TNBy participants

Overview

Louisiana-Pacific Corporation sponsors a self-funded health plan that covered 2,872 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,872 · prior year 2,964
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Louisiana-Pacific Health & Welfare Benefits Plan, plan 501 (2,872 participants)
Broker compensation
$332K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliance Standard Life Insurance CompanyLife, Short-term disability, Long-term disability2,872$2.0M$325K
Legalplans, USALegal118$25K$6K
Zurich American Insurance CompanyBusiness Travel Accident1,017$6K$189

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.8M/ year

Estimated prescription spend: 2,872 participants × $2,371 national average per member. Usually higher once dependents are counted.

$177K–$436K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$52K–$129K
Lower-cost therapeutic alternatives$76K–$158K
Generic pricing vs. actual cost$33K–$98K
PBM contract terms$17K–$51K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Louisiana-Pacific Corporation
Sponsor EIN
93-0609074
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 93-0609074 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Louisiana-Pacific 401(k) and Profit Sharing Plan
Type
401(k) plan
Participants
4,126

About this data

Source: Louisiana-Pacific Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Louisiana-Pacific Corporation.

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