Kamehameha Schools
Overview
Kamehameha Schools sponsors a self-funded health plan that covered 667 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 667 · prior year 650
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Kamehameha Schools Retiree HRA Plan, plan 530 (667 participants)
- Broker compensation
- $181K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Kaiser Foundation Health Plan, Inc. | Medical, Prescription drug, Vision, HMO | 1,211 | $7.7M | — |
| Hawaii Dental Service | Dental | 4,958 | $2.6M | — |
| Hartford Life and Accident | Accidental Death and Dismemberment, Life, Long-term disability | 2,371 | $2.2M | $133K |
| Hawaii Medical Service Association | Medical, Prescription drug, Vision, HMO, PPO | 329 | $553K | — |
| Unum Life Insurance Company of America | Long Term Care | 276 | $313K | $47K |
| Employee Assistance of the Pacific, LLC | Employee Assistance Program | 3,309 | $56K | — |
| Zurich American Insurance Company | Accidental Death and Dismemberment, Busi | 3,448 | $9K | $1K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 667 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Kamehameha Schools
- Sponsor EIN
- 99-0073480
- Plan number
- 530
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 99-0073480 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Kamehameha Schools 401(k) Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 3,606
About this data
Source: Kamehameha Schools's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Kamehameha Schools.


