TD Food Group, Inc.

Honolulu, HI HospitalityNAICS 722513

Self-funded health planPlan year 2025Renews January
650Participants+48% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 1Hospitality in HIBy participants

Overview

TD Food Group, Inc. sponsors a self-funded health plan that covered 650 participants in plan year 2025, up 48% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports vision, death benefits.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
650 · prior year 438
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Hmsa Medical Plan for Employees of TD Food Group, plan 508 (650 participants)
Broker compensation
$23K across insured contracts
MedicalVisionDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Kaiser Foundation Health Plan of HawaiiMedical, Prescription drug, Vision, HMO95$710K$23K
National Union Fire Ins. Co. of Pittsburgh, PABusiness Travel Accident113——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 650 participants × $2,371 national average per member. Usually higher once dependents are counted.

$40K–$99K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$29K
Lower-cost therapeutic alternatives$17K–$36K
Generic pricing vs. actual cost$7K–$22K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
TD Food Group, Inc.
Sponsor EIN
32-0129621
Plan number
508
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 32-0129621 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: TD Food Group, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with TD Food Group, Inc..

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