Kansas City Life Insurance Company
Overview
Kansas City Life Insurance Company sponsors a self-funded health plan that covered 702 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 702 · prior year 699
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Kansas City Life Welfare Benefit Plan, plan 503 (702 participants)
- Stop-loss carrier
- United Healthcare Insurance Company
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| United Healthcare Insurance Company | Stop-loss | 880 | $999K | — |
| Kansas City Life Insurance Company | Life, Long-term disability | 432 | $758K | — |
| Federal Insurance Company | Life | 702 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 702 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Kansas City Life Insurance Company
- Sponsor EIN
- 44-0308260
- Plan number
- 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 44-0308260 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Kansas City Life Insurance Company Cash Balance Pension Plan
- Type
- Pension plan
- Participants
- 565
About this data
Source: Kansas City Life Insurance Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Kansas City Life Insurance Company.