Kirby Corporation
Overview
Kirby Corporation sponsors a self-funded health plan that covered 5,039 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 5,039 · prior year 5,175
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Kirby Cafeteria Plan, plan 505 (5,039 participants)
- Broker compensation
- $484K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Long-term disability, Life | 6,840 | $10.0M | $449K |
| Vision Service Plan | Vision | 3,944 | $345K | — |
| Provident Life and Accident Insurance Company | Life | 161 | $133K | $33K |
| Hartford Life and Accident | Business Travel Accident | 4,229 | $6K | $127 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 5,039 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Kirby Corporation
- Sponsor EIN
- 74-1884980
- Plan number
- 505
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 74-1884980 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Kirby 401k Plan
- Type
- 401(k) plan
- Participants
- 6,601
About this data
Source: Kirby Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Kirby Corporation.


