SFI International (USA), Inc.

Addison, TX Transportation & logisticsNAICS 484120

Self-funded health planPlan year 2025Renews January
3,313Participants-14% vs. prior year
$7.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 27Transportation & logistics in TXBy participants

Overview

SFI International (USA), Inc. sponsors a self-funded health plan that covered 3,313 participants in plan year 2025, down 14% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,313 · prior year 3,842
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
SFI International (USA), Inc. Benefit Plan, plan 501 (3,313 participants)
Broker compensation
$953K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life Insurance CompanyLife, Short-term disability, Long-term disability4,397$4.2M$846K
Metropolitan Life Insurance CompanyDental4,142$1.2M$107K
Eyemed Vision Care on Behalf of the Fidelity Security Life Ins Co.Vision3,765$209K—
Curalinc LLCEmployee Assistance Program3,598$53K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$7.9M/ year

Estimated prescription spend: 3,313 participants × $2,371 national average per member. Usually higher once dependents are counted.

$204K–$504K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$60K–$149K
Lower-cost therapeutic alternatives$87K–$182K
Generic pricing vs. actual cost$38K–$113K
PBM contract terms$20K–$59K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
SFI International (USA), Inc.
Sponsor EIN
81-4244072
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 81-4244072 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
SFI International (USA), Inc. 401(k) Plan
Type
401(k) plan
Participants
7,203

About this data

Source: SFI International (USA), Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with SFI International (USA), Inc..

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