Kirchhoff Van-Rob US Operations

Tecumseh, MI ManufacturingNAICS 332110

Self-funded health planPlan year 2025Renews January
1,152Participants-12% vs. prior year
$2.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#81 of 138Manufacturing in MIBy participants

Overview

Kirchhoff Van-Rob US Operations sponsors a self-funded health plan that covered 1,152 participants in plan year 2025, down 13% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,152 · prior year 1,316
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Kirchhoff Van-Rob US Operations Welfare Benefit Plan, plan 504 (1,152 participants)
Broker compensation
$323K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Long-term disability1,108$1.0M$174K
Unum Insurance CompanyCritical Illness, Hospital Indemnity, Accident281$298K$149K
Ulliance, Inc.Employee Assistance Program1,144$27K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.7M/ year

Estimated prescription spend: 1,152 participants × $2,371 national average per member. Usually higher once dependents are counted.

$71K–$175K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$21K–$52K
Lower-cost therapeutic alternatives$30K–$63K
Generic pricing vs. actual cost$13K–$39K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Kirchhoff Van-Rob US Operations
Sponsor EIN
38-2773746
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 38-2773746 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Kirchhoff Automotive Tecumseh Union 401(k) Plan
Type
401(k) plan
Participants
483

About this data

Source: Kirchhoff Van-Rob US Operations's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Kirchhoff Van-Rob US Operations.

Request a correction · Methodology