Stahls' Inc.

St. Clair Shores, MI ManufacturingNAICS 314000

Self-funded health planPlan year 2024Renews July
1,187ParticipantsFirst year on file
$2.8MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#78 of 138Manufacturing in MIBy participants

Overview

Stahls' Inc. sponsors a self-funded health plan that covered 1,187 participants in plan year 2024. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,187
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Groupestahl Employee Benefit Plan, plan 501 (1,187 participants)
Stop-loss carrier
Aetna Life Insurance Co.
Broker compensation
$71K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disability

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Sun Life Assurance Company of CanadaLife, Short-term disability, Long-term disability36$833K$71K
Aetna Life Insurance Co.Stop-loss906$805K—
Eyemed Vision CareVision963$84K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.8M/ year

Estimated prescription spend: 1,187 participants × $2,371 national average per member. Usually higher once dependents are counted.

$73K–$180K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$21K–$53K
Lower-cost therapeutic alternatives$31K–$65K
Generic pricing vs. actual cost$14K–$41K
PBM contract terms$7K–$21K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Stahls' Inc.
Sponsor EIN
38-1897812
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 38-1897812 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Stahls' Inc. Employees' Salary Savings Plan
Type
401(k) plan
Participants
1,315

About this data

Source: Stahls' Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Stahls' Inc..

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