Kitsap Mental Health Services

Bremerton, WA Health careNAICS 621330

Self-funded health planPlan year 2025Renews January
618Participants+6% vs. prior year
$1.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#37 of 47Health care in WABy participants

Overview

Kitsap Mental Health Services sponsors a self-funded health plan that covered 618 participants in plan year 2025, up 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
618 · prior year 581
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Kitsap Mental Health Services Plan, plan 502 (618 participants)
Broker compensation
$28K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Insurance GroupLife, Long-term disability618$147K$21K
Vision Service PlanVision437$57K$2K
Metropolitan Life Insurance CompanyHospital, Critical Illness, Accident91$56K$4K
Curalinc HealthcareEmployee Assistance Program527$13K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.5M/ year

Estimated prescription spend: 618 participants × $2,371 national average per member. Usually higher once dependents are counted.

$38K–$94K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$28K
Lower-cost therapeutic alternatives$16K–$34K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Kitsap Mental Health Services
Sponsor EIN
91-1020106
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 91-1020106 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Kitsap Mental Health Services 403(b) Retirement Plan
Type
Defined contribution plan
Participants
876

About this data

Source: Kitsap Mental Health Services's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Kitsap Mental Health Services.

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