Radia Inc., P.s.

Lynnwood, WA Health careNAICS 621111

Self-funded health planPlan year 2025Renews January
580Participants-7% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#40 of 47Health care in WABy participants

Overview

Radia Inc., P.s. sponsors a self-funded health plan that covered 580 participants in plan year 2025, down 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
580 · prior year 624
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Radia Inc., P.s. Employee Benefit Plan, plan 501 (580 participants); Radia Inc. P.s. Flexible Benefits Plan, plan 502 (112 participants)
Broker compensation
$77K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentShort-term disability, Long-term disability, Life577$1.0M$55K
Unum Life Insurance Company of AmericaLong Term Care206$108K$15K
Principal Life Insurance CompanyLong-term disability38$57K$8K
Curalinc, LLC, DBA Curalinc HealthcareEmployee Assistance Program624$7K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 580 participants × $2,371 national average per member. Usually higher once dependents are counted.

$36K–$88K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$26K
Lower-cost therapeutic alternatives$15K–$32K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Radia Inc., P.s.
Sponsor EIN
91-1853574
Plan numbers
501, 502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 91-1853574 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Radia, Inc., P.s. 401(k) Plan
Type
401(k) plan
Participants
925

About this data

Source: Radia Inc., P.s.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Radia Inc., P.s..

Request a correction · Methodology