La Mesa RV Center, Inc.

Phoenix, AZ RetailNAICS 441210

Self-funded health planPlan year 2025Renews January
910Participants+2% vs. prior year
$2.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#11 of 14Retail in AZBy participants

Overview

La Mesa RV Center, Inc. sponsors a self-funded health plan that covered 910 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
910 · prior year 892
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
La Mesa RV Center, Inc. Welfare Benefits Plan, plan 501 (910 participants)
Stop-loss carrier
Cigna Health and Life Insurance Company
Broker compensation
$97K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance CompanyVision, Stop-loss716$1.7M$5K
United of Omaha Life Insurance CompanyLife, Short-term disability, Long-term disability893$266K$59K
Assurity Life Insurance CompanyAccident, Critical Illness, Hospital Ind422$73K$32K
SimnsaMedical26$66K$2K
Curalinc LLCEAP1,220$23K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.2M/ year

Estimated prescription spend: 910 participants × $2,371 national average per member. Usually higher once dependents are counted.

$56K–$138K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$16K–$41K
Lower-cost therapeutic alternatives$24K–$50K
Generic pricing vs. actual cost$10K–$31K
PBM contract terms$5K–$16K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
La Mesa RV Center, Inc.
Sponsor EIN
95-2781974
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 95-2781974 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
La Mesa RV Center, Inc. Employees 401(k) Retirement Plan
Type
401(k) plan
Participants
1,328

About this data

Source: La Mesa RV Center, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with La Mesa RV Center, Inc..

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