Leland Stanford Junior University

Redwood City, CA EducationNAICS 611000

Self-funded health planPlan year 2025Renews January
2,646Participants+0% vs. prior year
$6.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 12Education in CABy participants

Overview

Leland Stanford Junior University sponsors a self-funded health plan that covered 2,646 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,646 · prior year 2,637
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Stanford University Postdoctoral Affiliates Welfare Benefit Plans, plan 517 (2,646 participants)
Broker compensation
$1.1M across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Kaiser Foundation Health Plan Inc.Medical, Prescription drug, HMO16,975$144.2M—
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability22,070$21.2M$527K
Vision Service PlanVision14,366$2.9M$88K
Metropolitan Life Insurance CompanyCritical Illness8,028$1.9M$347K
MetLife Legal PlansLegal4,624$951K$121K
Kaiser Foundation Health Plan of HawaiiMedical, Prescription drug, HMO28$196K—
Fidelity Security Life Insurance CompanyVision2,435$192K$11K
Standard Insurance CompanyLife, Long-term disability, Short-term disability2,626$155K$8K
Hartford Life and AccidentBusiness Travel Accident22,070$59K$13K
ComPsych CorporationEmployee Assistance Program2,602$48K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.3M/ year

Estimated prescription spend: 2,646 participants × $2,371 national average per member. Usually higher once dependents are counted.

$163K–$402K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$48K–$119K
Lower-cost therapeutic alternatives$70K–$146K
Generic pricing vs. actual cost$30K–$90K
PBM contract terms$16K–$47K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Leland Stanford Junior University
Sponsor EIN
94-1156365
Plan number
517
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 94-1156365 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Stanford Contributory Retirement Plan
Type
Defined contribution plan
Participants
44,011

About this data

Source: Leland Stanford Junior University's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Leland Stanford Junior University.

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