Lifespace Communities, Inc.
Overview
Lifespace Communities, Inc. sponsors a self-funded health plan that covered 2,827 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,827
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Lifespace Communities, Inc. Health and Welfare Benefit Plan, plan 510 (2,827 participants)
- Stop-loss carrier
- Reliastar Life Insurance Company
- Broker compensation
- $231K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Reliastar Life Insurance Company | Stop-loss | 2,724 | $2.3M | $165K |
| Unum Life Insurance Company of America | Short-term disability, Long-term disability, Life | 2,608 | $1.3M | $26K |
| Unum Insurance Company | GRP Accident, Attained Age Critical Illness, Hospital EE Paid | 566 | $290K | $40K |
| Eyemed | Vision | 2,519 | $122K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,827 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Lifespace Communities, Inc.
- Sponsor EIN
- 42-1068850
- Plan number
- 510
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 42-1068850 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Lifespace Communities 403(b) Plan
- Type
- Defined contribution plan
- Participants
- 5,684
About this data
Source: Lifespace Communities, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Lifespace Communities, Inc..