United Regional Health Care System

Wichita Falls, TX Health careNAICS 622000

Self-funded health planPlan year 2025Renews April
2,700Participants-2% vs. prior year
$6.4MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#28 of 90Health care in TXBy participants

Overview

United Regional Health Care System sponsors a self-funded health plan that covered 2,700 participants in plan year 2025, down 3% from the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,700 · prior year 2,768
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
United Regional Health Care System Benefit Plan, plan 501 (2,700 participants); United Regional Health Care System, Inc. Occupational Injury Benefit Plan, plan 518 (2,564 participants)
Broker compensation
$635K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability2,234$2.6M$545K
Metropolitan Life Insurance CompanyDental, Vision5,234$1.5M$90K
Magellan HealthcareEmployee Assistance Program2,700$56K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.4M/ year

Estimated prescription spend: 2,700 participants × $2,371 national average per member. Usually higher once dependents are counted.

$166K–$410K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$49K–$122K
Lower-cost therapeutic alternatives$71K–$149K
Generic pricing vs. actual cost$31K–$92K
PBM contract terms$16K–$48K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
United Regional Health Care System
Sponsor EIN
75-1912147
Plan numbers
501, 518
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 75-1912147 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
United Regional Health Care System Retirement Savings Plan
Type
Defined contribution plan
Participants
2,825

About this data

Source: United Regional Health Care System's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with United Regional Health Care System.

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