Lifetime Workforce Solutions, LLC.

Rochester, NY Finance & insuranceNAICS 524140

Self-funded health planPlan year 2025Renews January
4,373ParticipantsFirst year on file
$10.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 59Finance & insurance in NYBy participants

Overview

Lifetime Workforce Solutions, LLC. sponsors a self-funded health plan that covered 4,373 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, severance.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,373
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Lifetime Workforce Solutions, LLC Health and Welfare Benefit Plan, plan 502 (4,373 participants)
MedicalLife insuranceDentalVisionSeveranceOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life Insurance Company of New YorkLife4,233$2.4M—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$10.4M/ year

Estimated prescription spend: 4,373 participants × $2,371 national average per member. Usually higher once dependents are counted.

$270K–$665K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$79K–$197K
Lower-cost therapeutic alternatives$115K–$241K
Generic pricing vs. actual cost$50K–$149K
PBM contract terms$26K–$78K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Lifetime Workforce Solutions, LLC.
Sponsor EIN
99-2613307
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 99-2613307 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Lifetime Workforce Solutions, LLC.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Lifetime Workforce Solutions, LLC..

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