Triumph Foods, LLC

Saint Joseph, MO ManufacturingNAICS 311610

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
1,882Participants0% vs. prior year
$4.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#12 of 46Manufacturing in MOBy participants

Overview

Triumph Foods, LLC sponsors a self-funded health plan that covered 1,882 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,882 · prior year 1,882
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Triumph Foods, LLC Cafeteria Plan (production Employees), plan 501 (1,882 participants); Triumph Foods, LLC Cafeteria Plan (management & Management Support Employees), plan 502 (480 participants)
Broker compensation
$79K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of MissouriDental2,590$719K—
Symetra Life Insurance CompanyLife, Short-term disability, Long-term disability1,882$443K$65K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision2,540$151K$14K
New Directions Behavioral HealthEmployee Assistance Program1,455$35K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$4.5M/ year

Estimated prescription spend: 1,882 participants × $2,371 national average per member. Usually higher once dependents are counted.

$116K–$286K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$34K–$85K
Lower-cost therapeutic alternatives$50K–$104K
Generic pricing vs. actual cost$21K–$64K
PBM contract terms$11K–$33K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Triumph Foods, LLC
Sponsor EIN
48-1301895
Plan numbers
501, 502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 48-1301895 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Triumph Foods, LLC Production 401k Plan
Type
401(k) plan
Participants
2,237

About this data

Source: Triumph Foods, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Triumph Foods, LLC.

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