Management and Utilitization, Inc.

Augusta, GA Business servicesNAICS 561300

Self-funded health planPlan year 2025Renews January
3,876Participants+48% vs. prior year
$9.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 11Business services in GABy participants

Overview

Management and Utilitization, Inc. sponsors a self-funded health plan that covered 3,876 participants in plan year 2025, up 48% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,876 · prior year 2,624
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
MAU, Inc. Health Insurance Plan, plan 501 (3,876 participants)
Stop-loss carrier
Swiss RE Corporate Solutions America Ins. Corp.; Pan American Life Insurance Company; Swiss RE Corporate Solutions America Insurance Corporation
Broker compensation
$847K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
American Public Life Insurance CompanyMedical, Dental, Life, Short-term disability1,084$1.0M$290K
UnitedHealthcare Insurance CompanyMedical111$974K$53K
Life Insurance Company of North AmericaShort-term disability, Accidental Death, Supplemental Life and Dependent Life, Accident, Life, Long-term disability2,530$837K$216K
Swiss RE Corporate Solutions America Ins. Corp.Stop-loss191$776K—
Swiss RE Corporate Solutions America Insurance CorporationStop-loss216$775K—
Cigna Health and Life Insurance Company and AffiliatesDental2,228$696K$136K
Combined Insurance Company of AmericaAccidental Injury, Voluntary Critical Il4,626$352K$89K
Sun Life Assurance Company of CanadaAccident, Critical Illness, Hospital Ind146$114K$32K
MetLife Government Contrators Fringe Benefit TrustVision908$48K—
Eyemed Vision CareVision259$24K$3K
Hartford Life and AccidentBusiness Travel Accident300$2K$311
Pan American Life Insurance CompanyStop-loss1,302——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$9.2M/ year

Estimated prescription spend: 3,876 participants × $2,371 national average per member. Usually higher once dependents are counted.

$239K–$589K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$70K–$175K
Lower-cost therapeutic alternatives$102K–$213K
Generic pricing vs. actual cost$44K–$132K
PBM contract terms$23K–$69K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Management and Utilitization, Inc.
Sponsor EIN
58-1168832
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 58-1168832 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
MAU, Inc. 401(k) Profit Sharing Plan
Type
401(k) plan
Participants
3,676

About this data

Source: Management and Utilitization, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Management and Utilitization, Inc..

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