Mary Washington Healthcare

Fredericksburg, VA Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
4,560Participants-2% vs. prior year
$10.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 34Health care in VABy participants

Overview

Mary Washington Healthcare sponsors a self-funded health plan that covered 4,560 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,560 · prior year 4,654
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Mary Washington Healthcare Welfare Benefit Plans, plan 508 (4,560 participants)
Broker compensation
$290K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyLife, Long-term disability4,254$1.9M$278K
Vision Service PlanVision2,597$527K—
Arag Insurance CompanyLegal1,054$119K$12K
Allone Health South LLCEmployee Assistance Program4,560$89K—
Federal Insurance CompanyBusiness Travel Accident4,560$1K$428

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$10.8M/ year

Estimated prescription spend: 4,560 participants × $2,371 national average per member. Usually higher once dependents are counted.

$281K–$693K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$82K–$205K
Lower-cost therapeutic alternatives$120K–$251K
Generic pricing vs. actual cost$52K–$156K
PBM contract terms$27K–$81K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Mary Washington Healthcare
Sponsor EIN
54-1240646
Plan number
508
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 54-1240646 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Mary Washington Healthcare 403(b) Plan
Type
Defined contribution plan
Participants
4,662

About this data

Source: Mary Washington Healthcare's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Mary Washington Healthcare.

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