Valley Health
Overview
Valley Health sponsors a self-funded health plan that covered 6,400 participants in plan year 2025, up 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 6,400 · prior year 6,028
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Valley Health Welfare Benefits Plan, plan 501 (6,400 participants)
- Stop-loss carrier
- Unum Life Insurance Company of American; Palmetto Healthcare Stop Loss
- Broker compensation
- $828K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Long-term disability, Short-term disability, Voluntary AD&D, Life | 5,621 | $4.0M | $605K |
| Unum Insurance Company | Short-term disability | 945 | $684K | $156K |
| Eyemed Vision/combined Insurance Company of America | Vision | 4,007 | $545K | $54K |
| Provident Life and Accident Insurance Company | Life | 516 | $197K | $10K |
| Unum Life Insurance Company of American | Stop-loss | 69 | $25K | $2K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 6,400 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Valley Health
- Sponsor EIN
- 52-1357729
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 52-1357729 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Valley Health System Employee Contributory 403(b) Plan
- Type
- Defined contribution plan
- Participants
- 10,476
About this data
Source: Valley Health's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Valley Health.