MCR Investors LLC

Dallas, TX Finance & insuranceNAICS 523900

Self-funded health planPlan year 2024Renews June
3,140ParticipantsFirst year on file
$7.4MEst. pharmacy spend / yrParticipants × national avg.
Jun 2027Next renewalPlan year begins June 1
#8 of 38Finance & insurance in TXBy participants

Overview

MCR Investors LLC sponsors a self-funded health plan that covered 3,140 participants in plan year 2024. The plan year starts in June. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,140
Plan year
Begins June 1 · next renewal June 2027
Health plans filed
MCR Investors LLC Health and Welfare Benefit Plan, plan 501 (3,140 participants)
Stop-loss carrier
United Healthcare
Broker compensation
$439K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United HealthcareStop-loss1,294$2.0M$95K
Lincoln National Life Insurance CompanyHospital Indemnity, Critical Illness, Leave Services, Accident, Short-term disability, Life, Long-term disability6,416$1.2M$234K
United Healthcare Insurance CompanyDental, Vision1,722$1.1M$109K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$7.4M/ year

Estimated prescription spend: 3,140 participants × $2,371 national average per member. Usually higher once dependents are counted.

$194K–$477K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$57K–$141K
Lower-cost therapeutic alternatives$83K–$173K
Generic pricing vs. actual cost$36K–$107K
PBM contract terms$19K–$56K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning June 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
MCR Investors LLC
Sponsor EIN
20-5345817
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 20-5345817 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
MCR 401(k) Plan
Type
401(k) plan
Participants
4,514

About this data

Source: MCR Investors LLC's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with MCR Investors LLC.

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