MDU Resources Group, Inc.
Overview
MDU Resources Group, Inc. sponsors a self-funded health plan that covered 3,316 participants in plan year 2025, down 34% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,316 · prior year 5,054
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- MDU Resources Group, Inc. Health and Welfare Benefits Program, plan 502 (3,316 participants); MDU Resources Group, Inc. Retiree Health and Welfare Benefits Program, plan 512 (988 participants)
- Stop-loss carrier
- Elixir Insurance Company Prescription Drug Plan
- Broker compensation
- $35K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Hartford Life and Accident | Life, Accidental Death and Dismemberment, Business Travel Accident, Long-term disability | 3,354 | $1.5M | — |
| United American Insurance Company - Mckinney | Medical | 65 | $219K | $16K |
| Elixir Insurance Company Prescription Drug Plan | Prescription drug, Stop-loss | 65 | $152K | $11K |
| Companion Life Insurance Company - Columbia | Medical | 65 | $55K | $8K |
| Metropolitan Life Insurance Company | Life | 587 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,316 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- MDU Resources Group, Inc.
- Sponsor EIN
- 30-1133956
- Plan numbers
- 502, 512
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 30-1133956 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- MDU Resources Group, Inc. 401(k) Retirement Plan
- Type
- 401(k) plan
- Participants
- 2,654
About this data
Source: MDU Resources Group, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with MDU Resources Group, Inc..