Miami Dolphins, Ltd

Miami Gardens, FL Arts & recreationNAICS 711210

Self-funded health planPlan year 2025Renews April
603Participants+17% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#5 of 5Arts & recreation in FLBy participants

Overview

Miami Dolphins, Ltd sponsors a self-funded health plan that covered 603 participants in plan year 2025, up 17% from the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
603 · prior year 516
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
Miami Dolphins, Ltd Health and Welfare Plan, plan 501 (603 participants)
Broker compensation
$61K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental, Vision1,052$366K$32K
Reliance Standard Life Insurance CompanyLife, Long-term disability625$250K$29K
Aetna Behavioral Health, LLCEmployee Assistance Program530$10K—
Safeguard Health Plans, Inc., a Florida CorporationDental65$6K$503

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 603 participants × $2,371 national average per member. Usually higher once dependents are counted.

$37K–$92K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$33K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Miami Dolphins, Ltd
Sponsor EIN
59-1111924
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 59-1111924 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Miami Dolphins 401(k) Plan
Type
401(k) plan
Participants
835

About this data

Source: Miami Dolphins, Ltd's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Miami Dolphins, Ltd.

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