Molson Coors Beverage Company USA LLC
Overview
Molson Coors Beverage Company USA LLC sponsors a self-funded health plan that covered 4,478 participants in plan year 2025, down 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 4,478 · prior year 4,578
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Molson Coors Retiree Health Benefits Plan for Medicare-Eligible Retirees, plan 526 (4,478 participants); Molson Coors Early Retiree Health Benefits Plan, plan 528 (711 participants)
- Broker compensation
- $426K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| MetLife Legal Plans, Inc. | Legal | 1,056 | $22.6M | $34K |
| Kaiser Foundation Health Plan of Colorado, Inc. | Medical, Prescription drug, HMO | 1,365 | $9.6M | — |
| Unum Life Insurance Company of America | Life | 7,003 | $4.2M | $126K |
| Prudential Insurance Company of America | Long-term disability | 5,392 | $2.1M | $29K |
| Metropolitan Life Insurance Company | Vision | 11,472 | $702K | $23K |
| Cigna Health and Life Insurance Company | Accidental Injury, Critical Illness, Hospital Care, Medical Benefits Abroad Coverage | 384 | $285K | $56K |
| National Union Fire Ins. Co. of Pittsburgh, PA | AD&D & Paralysis | 6,554 | $37K | $11K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 4,478 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Molson Coors Beverage Company USA LLC
- Sponsor EIN
- 26-2387410
- Plan numbers
- 526, 528
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 26-2387410 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Molson Coors Pension Plan
- Type
- Pension plan
- Participants
- 6,627
About this data
Source: Molson Coors Beverage Company USA LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Molson Coors Beverage Company USA LLC.