MSA Worldwide, LLC

Cranberry Township, PA ManufacturingNAICS 327900

Self-funded health planPlan year 2025Renews JanuaryCollectively bargained
5,200Participants0% vs. prior year
$12.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#8 of 105Manufacturing in PABy participants

Overview

MSA Worldwide, LLC sponsors a self-funded health plan that covered 5,200 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,200 · prior year 5,215
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
MSA Health and Welfare Plan, plan 551 (5,200 participants); MSA Retiree Health & Welfare Plan, plan 552 (1,091 participants)
Broker compensation
$106K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilitySeveranceDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyVision, Life3,443$1.2M$72K
Unum Life Insurance Company of AmericaLong-term disability, Accident, Critical Illness1,844$796K$17K
Federal Insurance CompanyBusiness Travel Accident5,062$73K$18K
Zurich American Insurance CompanyAccidental Death and Dismemberment1,019$56K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$12.3M/ year

Estimated prescription spend: 5,200 participants × $2,371 national average per member. Usually higher once dependents are counted.

$321K–$790K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$94K–$234K
Lower-cost therapeutic alternatives$137K–$286K
Generic pricing vs. actual cost$59K–$178K
PBM contract terms$31K–$92K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
MSA Worldwide, LLC
Sponsor EIN
46-4914866
Plan numbers
551, 552
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 46-4914866 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
MSA Pension Plan
Type
Pension plan
Participants
4,981

About this data

Source: MSA Worldwide, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with MSA Worldwide, LLC.

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