Murfreesboro Medical Clinic, PA

Murfreesboro, TN Health careNAICS 621111

Self-funded health planPlan year 2025Renews May
824Participants+4% vs. prior year
$2.0MEst. pharmacy spend / yrParticipants × national avg.
May 2027Next renewalPlan year begins May 1
#39 of 51Health care in TNBy participants

Overview

Murfreesboro Medical Clinic, PA sponsors a self-funded health plan that covered 824 participants in plan year 2025, up 4% from the prior year. The plan year starts in May. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
824 · prior year 793
Plan year
Begins May 1 · next renewal May 2027
Health plans filed
Murfreesboro Medical Clinic, PA Employee Benefits Plan, plan 501 (824 participants)
Stop-loss carrier
Cigna Health and Life Insurance Company and Affiliates
Broker compensation
$216K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance Company and AffiliatesStop-loss1,066$945K—
Life Insurance Company of North AmericaLong-term disability, Short-term disability, Life, AD&D723$845K$166K
Cigna Health and Life Insurance CompanyAccident, Critical Illness, Hospital Indemnity241$155K$34K
Delta Dental of TennesseeVision1,023$72K$12K
Unum Life Insurance Company of AmericaLong Term Care30$25K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.0M/ year

Estimated prescription spend: 824 participants × $2,371 national average per member. Usually higher once dependents are counted.

$51K–$125K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$15K–$37K
Lower-cost therapeutic alternatives$22K–$45K
Generic pricing vs. actual cost$9K–$28K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning May 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Murfreesboro Medical Clinic, PA
Sponsor EIN
62-0864163
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 62-0864163 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Murfreesboro Medical Clinic P.A. Restated Employee Savings and Profit Sharing Plan
Type
401(k) plan
Participants
926

About this data

Source: Murfreesboro Medical Clinic, PA's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Murfreesboro Medical Clinic, PA.

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