Nebraska Furniture Mart, Inc.

Omaha, NE RetailNAICS 442110

Self-funded health planPlan year 2025Renews January
4,816Participants0% vs. prior year
$11.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 9Retail in NEBy participants

Overview

Nebraska Furniture Mart, Inc. sponsors a self-funded health plan that covered 4,816 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,816 · prior year 4,837
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Nebraska Furniture Mart, Inc. Wrap Plan, plan 510 (4,816 participants)
Broker compensation
$208K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Guardian Life Insurance Company of AmericaShort-term disability, Long-term disability5,397$941K$61K
Minnesota Life Insurance CompanyLife4,032$760K$112K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision4,512$323K$36K
ComPsych CorporationEmployee Assistance Program, Wellness4,526$48K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$11.4M/ year

Estimated prescription spend: 4,816 participants × $2,371 national average per member. Usually higher once dependents are counted.

$297K–$732K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$87K–$217K
Lower-cost therapeutic alternatives$127K–$265K
Generic pricing vs. actual cost$55K–$164K
PBM contract terms$29K–$86K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Nebraska Furniture Mart, Inc.
Sponsor EIN
47-0428274
Plan number
510
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-0428274 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
The Nebraska Furniture Mart, Inc. Profit Sharing Plan
Type
401(k) plan
Participants
5,995

About this data

Source: Nebraska Furniture Mart, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Nebraska Furniture Mart, Inc..

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