News-Press & Gazette Company

Saint Joseph, MO Information & technologyNAICS 511110

Self-funded health planPlan year 2025Renews January
689ParticipantsFirst year on file
$1.6MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 5Information & technology in MOBy participants

Overview

News-Press & Gazette Company sponsors a self-funded health plan that covered 689 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
689
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
News-Press & Gazette Company Group Life Insurance Plan, plan 502 (689 participants)
Broker compensation
$31K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Guardian Life Insurance Company of AmericaDental, Vision469$359K$21K
The Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability672$328K$10K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 689 participants × $2,371 national average per member. Usually higher once dependents are counted.

$42K–$105K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$31K
Lower-cost therapeutic alternatives$18K–$38K
Generic pricing vs. actual cost$8K–$24K
PBM contract terms$4K–$12K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
News-Press & Gazette Company
Sponsor EIN
44-0371250
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 44-0371250 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
News-Press & Gazette Employees' 401(k) Plan
Type
401(k) plan
Participants
1,177

About this data

Source: News-Press & Gazette Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with News-Press & Gazette Company.

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