NGK Ceramics USA, Inc.
Overview
NGK Ceramics USA, Inc. sponsors a self-funded health plan that covered 696 participants in plan year 2025, down 15% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 696 · prior year 821
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- NGK Ceramics USA, Inc. Employee Benefit Plan, plan 503 (696 participants)
- Broker compensation
- $89K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Hartford Life and Accident | Life, Long-term disability | 664 | $641K | $89K |
| Mclaughlin Young Employee Services, Inc. | Employee Assistance Program | 696 | $12K | — |
| Federal Insurance Company | Business Travel Accident | 696 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 696 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- NGK Ceramics USA, Inc.
- Sponsor EIN
- 23-2528289
- Plan number
- 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 23-2528289 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- NGK Ceramics USA, Inc. 401(k) Retirement Plan and Trust
- Type
- 401(k) plan
- Participants
- 647
About this data
Source: NGK Ceramics USA, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with NGK Ceramics USA, Inc..