North Park Lincoln Mercury, Inc.

San Antonio, TX RetailNAICS 441110

Self-funded health planPlan year 2024Renews December
978ParticipantsFirst year on file
$2.3MEst. pharmacy spend / yrParticipants × national avg.
Dec 2026Next renewalPlan year begins December 1
#43 of 64Retail in TXBy participants

Overview

North Park Lincoln Mercury, Inc. sponsors a self-funded health plan that covered 978 participants in plan year 2024. The plan year starts in December. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
978
Plan year
Begins December 1 · next renewal December 2026
Health plans filed
North Park Lincoln Mercury, Inc. Wrap Plan, plan 520 (978 participants)
Broker compensation
$301K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyDental1,810$931K$153K
Symetra Life Insurance CompanyLife, Long-term disability978$671K$133K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision1,696$127K$13K
Safeguard Health Plans, Inc., a Texas CorporationDental108$15K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.3M/ year

Estimated prescription spend: 978 participants × $2,371 national average per member. Usually higher once dependents are counted.

$60K–$149K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$44K
Lower-cost therapeutic alternatives$26K–$54K
Generic pricing vs. actual cost$11K–$33K
PBM contract terms$6K–$17K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning December 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
North Park Lincoln Mercury, Inc.
Sponsor EIN
74-2235344
Plan number
520
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 74-2235344 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
North Park Lincoln Mercury, Inc. 401(k) Plan
Type
401(k) plan
Participants
409

About this data

Source: North Park Lincoln Mercury, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with North Park Lincoln Mercury, Inc..

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