PCF Acquisition Company

Dallas, TX RetailNAICS 441110

Self-funded health planPlan year 2025Renews January
963Participants0% vs. prior year
$2.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#45 of 64Retail in TXBy participants

Overview

PCF Acquisition Company sponsors a self-funded health plan that covered 963 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
963 · prior year 963
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
World Class Automotive Group Premium Only Plan, plan 501 (963 participants)
Broker compensation
$291K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Hartford Life and AccidentLife, Short-term disability, Long-term disability934$900K$237K
United Healthcare Insurance CompanyDental, Vision963$548K$55K
Curalinc, LLCEmployee Assistance Program963$14K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.3M/ year

Estimated prescription spend: 963 participants × $2,371 national average per member. Usually higher once dependents are counted.

$59K–$146K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$17K–$43K
Lower-cost therapeutic alternatives$25K–$53K
Generic pricing vs. actual cost$11K–$33K
PBM contract terms$6K–$17K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
PCF Acquisition Company
Sponsor EIN
56-1785063
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 56-1785063 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
World Class Automotive Group Investment 401(k) Plan
Type
401(k) plan
Participants
1,167

About this data

Source: PCF Acquisition Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with PCF Acquisition Company.

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