Nuvance Health

Danbury, CT Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
10,176Participants+4% vs. prior year
$24.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 21Health care in CTBy participants

Overview

Nuvance Health sponsors a self-funded health plan that covered 10,176 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
10,176 · prior year 9,749
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Nuvance Health, plan 501 (10,176 participants)
Broker compensation
$906K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability10,176$6.1M$218K
Aetna Life Insurance Co.Accident, Critical Illness, Hospital3,741$1.4M$389K
Transamerica Life Insurance CompanyUniversal Life, Long Term Care991$685K$29K
American Heritage Life Insurance CompanyTraditional Life36$414K$244K
MetLife Legal PlansLegal1,191$278K$26K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$24.1M/ year

Estimated prescription spend: 10,176 participants × $2,371 national average per member. Usually higher once dependents are counted.

$627K–$1.5M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$183K–$458K
Lower-cost therapeutic alternatives$268K–$560K
Generic pricing vs. actual cost$116K–$347K
PBM contract terms$60K–$181K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Nuvance Health
Sponsor EIN
83-4214573
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 83-4214573 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Nuvance Health 401(k) Retirement Savings Plan
Type
401(k) plan
Participants
13,237

About this data

Source: Nuvance Health's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Nuvance Health.

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