Stamford Health, Inc.

Stamford, CT Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
2,982Participants0% vs. prior year
$7.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 21Health care in CTBy participants

Overview

Stamford Health, Inc. sponsors a self-funded health plan that covered 2,982 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,982 · prior year 2,996
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Stamford Health System Health and Welfare Plan, plan 501 (2,982 participants)
Stop-loss carrier
Symetra Life Insurance Company
Broker compensation
$597K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliance Standard Life Insurance CompanySpecial Risk Business Travel Accident, Life, Long-term disability, Accidental Death and Dismemberment, Short-term disability3,374$3.0M$295K
Symetra Life Insurance CompanyStop-loss2,995$2.8M$178K
Delta Dental of New Jersey, Inc.Dental6,099$2.8M—
Reliastar Life Insurance CompanyShort-term disability4,432$518K$114K
Provident Life and Accident Insurance CompanyLife, Short-term disability522$213K$10K
Eyemed Vision CareVision5,894$168K—
First Unum Life Insurance CompanyLife30$8K$438

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$7.1M/ year

Estimated prescription spend: 2,982 participants × $2,371 national average per member. Usually higher once dependents are counted.

$184K–$453K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$54K–$134K
Lower-cost therapeutic alternatives$78K–$164K
Generic pricing vs. actual cost$34K–$102K
PBM contract terms$18K–$53K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Stamford Health, Inc.
Sponsor EIN
22-2476636
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 22-2476636 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Stamford Health System Defined Contribution Retirement Plan
Type
401(k) plan
Participants
5,362

About this data

Source: Stamford Health, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Stamford Health, Inc..

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