Oak Harbor Freight Lines, Inc.
Overview
Oak Harbor Freight Lines, Inc. sponsors a self-funded health plan that covered 1,893 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,893 · prior year 1,887
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Oak Harbor Freight Lines Group Health and Welfare Plan, plan 501 (1,893 participants)
- Broker compensation
- $135K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Short-term disability, Long-term disability | 1,793 | $1.2M | $129K |
| Unum Insurance Company | Critical Illness | 402 | $95K | $6K |
| Canopy EAP | Employee Assistance Program | 1,786 | $45K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,893 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Oak Harbor Freight Lines, Inc.
- Sponsor EIN
- 91-0909217
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 91-0909217 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Oak Harbor Freight Lines, Inc. 401(k) Plan and Trust
- Type
- 401(k) plan
- Participants
- 2,467
About this data
Source: Oak Harbor Freight Lines, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Oak Harbor Freight Lines, Inc..