Trans-System, Inc.

Cheney, WA Transportation & logisticsNAICS 484120

Self-funded health planPlan year 2025Renews January
1,283Participants+95% vs. prior year
$3.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 13Transportation & logistics in WABy participants

Overview

Trans-System, Inc. sponsors a self-funded health plan that covered 1,283 participants in plan year 2025, up 95% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,283 · prior year 658
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Trans-System, Inc. Employee Benefits Plan, plan 501 (1,283 participants)
Broker compensation
$124K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLife, Short-term disability, Long-term disability1,283$337K$58K
GuardianAccident, Voluntary Critical Illness, Vo352$259K$46K
Vision Service PlanVision618$78K$11K
Trustmark Insurance CompanyLife65$74K$9K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.0M/ year

Estimated prescription spend: 1,283 participants × $2,371 national average per member. Usually higher once dependents are counted.

$79K–$195K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$58K
Lower-cost therapeutic alternatives$34K–$71K
Generic pricing vs. actual cost$15K–$44K
PBM contract terms$8K–$23K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Trans-System, Inc.
Sponsor EIN
91-1533583
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 91-1533583 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Trans-System, Inc. 401(k) Plan
Type
401(k) plan
Participants
965

About this data

Source: Trans-System, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Trans-System, Inc..

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